Metropolitan/Greater Seattle, Queen Anne/Magnolia, Fremont/Wallingford and Ballard/Green Lake real estate and homes for sale in Washington - Ricklie Stone, REALTOR® Ricklie Stone REALTOR(r) for Metropolitan/Greater Seattle, Queen Anne/Magnolia, Fremont/Wallingford and Ballard/Green Lake, Washington real estate - NUMBER1EXPERT™ Ricklie Stone NUMBER1EXPERT(tm) for Metropolitan/Greater Seattle, Queen Anne/Magnolia, Fremont/Wallingford and Ballard/Green Lake, Washington real estate
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Ricklie Stone, REALTORŪ, real estate agent and broker for Metropolitan/Greater Seattle, Queen Anne/Magnolia, Fremont/Wallingford and Ballard/Green Lake Washington home listings, property and land for sale - NUMBER1EXPERT(tm)
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Why Buyers Choose Me: Metropolitan/Greater Seattle, Queen Anne/Magnolia, Fremont/Wallingford and Ballard/Green Lake Washington home buying, real estate listings, and homes for sale in King                           County, WA
Welcome > For Buyers > Why Buyers Choose Me ...

Buying a Home Requires Many Difficult Decisions. Make Sure Your Realtor is a Top Local Expert.  

When you "Stick with Stone"...you'll get the results the need. 

Your home is probably the biggest purchase your family will ever make, and it involves many decisions that go beyond simply choosing one you like. Where you live will significantly impact the rest of your life. Commutes, schools, neighborhoods, streets, parks, bike trails, and much more will all influence your quality of life. 

This decision is made even more difficult by the complexity of Seattle's real estate market. If you're from elsewhere in the country, you'll find our area's market is far too vast, complicated and full of pitfalls for most people to negotiate by themselves. That's where real estate professionals such as myself prove invaluable. 

I guide my clients, educate, and empower them. I protect them. I lead them to a home they'll love, no matter how long it takes. And in the process, we have fun!

As a top Seattle Realtor, specializing in Downtown and Greater Seattle neighborhoods, here is how I will guide you through the entire process, from viewing homes and financing, to making sure the final contract is in your best interest: 

- You will have full access to ALL homes available in your neighborhood(s) of choice -- even listings not yet on the MLS, through my professional Washington real estate affiliations. 

- My expert local knowledge of Queen Anne, Magnolia, Capitol Hill, Ballard, Phinney Ridge, Fremont, Wallingford, Greenwood, Green Lake, Maple Leaf, West Seattle and other Seattle area neighborhoods should be invaluable to you, not just in terms of real estate, but also schools, neighborhoods, the local economy, and more. 

- Every local real estate market absolutely has its own trends and opportunities. This can vary greatly, even one neighborhood to the next. Metropolitan/Greater Seattle, Queen Anne/Magnolia, Fremont/Wallingford and Ballard/Green Lake is no different (nor is any other Seattle neighborhood)! It's my job to steer you into opportunities and out of traps. 

- What is the true market value of the home you are interested in? Is it priced too high? Is it a bargain that you should jump on? I help home buyers make decisions like this every day, and I'll make sure that YOU get the best value for your money. 

- Negotiating with sellers can be stressful. I will help you negotiate, so that the final contract includes your best possible terms and conditions. 

- You should know absolutely everything about the property you are buying! You and I will view every home that you are interested in, together. And prior to closing I will make you fully aware of any and all inspections available to you. 

- Have confidence when signing documents. Contracts are full of complicated terms and clauses that can greatly affect your future life in your new home. I will give you the full benefit of my real estate knowledge and experience. 

Let me represent your best interests in your search for a new home in Metropolitan/Greater Seattle, Queen Anne/Magnolia, Fremont/Wallingford, Ballard/Green Lake/Greenwood/Phinney Ridge, West Seattle -- or any other Seattle neighborhood! While you can see a million homes on the web, actually buying your home is another matter entirely. That's where my expertise comes in. 

Thank you for inquiring into my services. I look forward to meeting with you and to answering any questions you might have. Call or email me and allow me to be of service to you in this exciting transition in your life! Fill out this form and I'll get right back to you...
 

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Real Estate Tips
Financing Your Home >Mortgage Fears

It is not unusual for home buyers to feel that the lender is being very critical during the loan approval process. The buyer is required to provide all kinds of financial information, and then the lender asks for more. If this is your experience, and the process seems discouraging, remember that none of this is personal!

Some lenders have more stringent requirements than others, but every lender requires a substantial amount of documentation on a mortgage loan. They must verify employment, credit history, and recent financial transactions involving your liquid assets. If your Visa payment was late, they may ask for a letter explaining why. If you are self-employed, they will ask for tax returns from at least three years and probably a year-to-date profit and loss statement.

Government regulations require mortgage companies to document everything. And while the loan officer may know that you are a reliable risk, the underwriters must be able to defend the loan to a federal bank examiner or auditor.

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Real Estate Trivia
Q 
Who is "Fannie Mae" and why is she a big name in real estate?

A 
"Fannie Mae" is the real estate industry nickname for FNMA, or Federal National Mortgage Association, the stockholder-owned corporation that purchases mortgages from mortgage lenders.
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Ricklie Stone, REALTORŪ, real estate agent and broker for Metropolitan/Greater Seattle, Queen Anne/Magnolia, Fremont/Wallingford and Ballard/Green Lake Washington home listings, property and land for sale - NUMBER1EXPERT(tm)

Ricklie Stone, Realtor, CRS, ABR, EcoBroker, ASP
Coldwell Banker Bain Associates

1200 Westlake Avenue N, Suite 406
Seattle, WA 98109
Phone: 206.216.3445
Toll Free: 888.283.2221 ext 1245
Fax: 206.284.6317
Direct Line: 206.216.3445
Email: Ricklie@StickwithStone.com

Real estate is my full-time business and my passion. I am deeply committed to serving your needs -- focusing on your goals, explaining your options, and providing you with the information you need to make informed decisions. My goal is your total satisfaction, your referrals, and your repeat business. My clients get the results they need AND we have fun in the process of buying and selling their home! That's what I strive for in every real estate transaction I'm involved in. Whether you're planning on buying, selling, or you just have a question, feel free to call the Realtor you'll want to stick with, Ricklie Stone. From the Mountains to the Sound, "Stick with Stone" for all your real estate needs. You'll be glad you did.

REALTOR CRS ABR Equal Housing MLS





Coldwell Banker Bain Associates real estate and homes for sale in Metropolitan/Greater Seattle, Queen Anne/Magnolia, Fremont/Wallingford and Ballard/Green Lake Washington

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