Metropolitan/Greater Seattle, Queen Anne/Magnolia, Fremont/Wallingford and Ballard/Green Lake Washington real estate listings, home buying, selling and relocation information

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Testimonials: Metropolitan/Greater Seattle, Queen Anne/Magnolia, Fremont/Wallingford and Ballard/Green Lake Washington home buying, real estate listings, and homes for sale in King County, WA

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Titles >Do You Really Need Title Insurance

When a home is purchased, title insurance is one of the closing cost items on the closing statement. This insurance protects the buyer from defects in the title that are not discovered until after the closing. There are two kinds of title insurance--coverage that protects the lender for the balance of the mortgage if the buyers have a loan, and coverage that protects the buyers' equity in the property.

It is prudent to purchase owners' coverage because most of the title problems that arise after a closing are not from a sloppy title search, but are the result of inaccurate information in the public records. The ownership chain goes back a long way, and fraud or misrepresentation anywhere in the chain could mean big problems. Title insurance will protect you if a wife or husband did not properly sign off on the ownership papers or if the property was sold as part of an estate that was later disputed. Most people do not have to deal with the title insurance company after the closing, but this coverage could save your investment if a problem arises.

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Q	Fewer than 2 percent of homeowners build this type of home:
A	Fewer than 2 percent build a custom home; most buy an older home or select from a home builder's menu.
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Ricklie Stone, REALTORŽ, real estate agent and broker for Metropolitan/Greater Seattle, Queen Anne/Magnolia, Fremont/Wallingford and Ballard/Green Lake Washington home listings, property and land for sale - NUMBER1EXPERT(tm)

Ricklie Stone, Realtor, CRS, ABR, EcoBroker, ASP
Coldwell Banker Bain Associates
1200 Westlake Avenue N, Suite 406
Seattle, WA 98109
Phone: 206.216.3445
Toll Free: 888.283.2221 ext 1245
Fax: 206.284.6317
Direct Line: 206.216.3445
Email: Ricklie@StickwithStone.com
Real estate is my full-time business and my passion. I am deeply committed to serving your needs -- focusing on your goals, explaining your options, and providing you with the information you need to make informed decisions. My goal is your total satisfaction, your referrals, and your repeat business. My clients get the results they need AND we have fun in the process of buying and selling their home! That's what I strive for in every real estate transaction I'm involved in. Whether you're planning on buying, selling, or you just have a question, feel free to call the Realtor you'll want to stick with, Ricklie Stone. From the Mountains to the Sound, "Stick with Stone" for all your real estate needs. You'll be glad you did.

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