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Ask Anything: Metropolitan/Greater Seattle, Queen Anne/Magnolia, Fremont/Wallingford and Ballard/Green Lake Washington home buying, real estate listings, and homes for sale in King County, WA

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Closing or Settlement >Estimated Closing Costs

There is a federal law that requires mortgage lenders to give prospective buyers an itemized, "good-faith" estimate of their closing costs. Sometimes buyers arrive at the closing with this document in hand and proceed to question each item on the final closing statement that does not match the estimate exactly.

These "good-faith" estimates are just that--estimates. The lender's charges will be fairly accurate, but the charges for attorneys, termite inspections, title insurance, and other items that appear on the closing sheet may vary from the estimate. Some pro-rated items, such as taxes or homeowner's association fees, will also be different if you don't close on the date that was used to calculate the estimate. The purpose of the disclosure law is to give you a ball park figure of your closing costs. But the estimate you are given won't be to the penny--probably not even to the dollar!

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Q	What famous American monument is also the world's heaviest statue?
A	The Statue of Liberty, officially named "Liberty Lighting the World", weighs 54.31 million pounds.
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Ricklie Stone, REALTORŽ, real estate agent and broker for Metropolitan/Greater Seattle, Queen Anne/Magnolia, Fremont/Wallingford and Ballard/Green Lake Washington home listings, property and land for sale - NUMBER1EXPERT(tm)

Ricklie Stone, Realtor, CRS, ABR, EcoBroker, ASP
Coldwell Banker Bain Associates
1200 Westlake Avenue N, Suite 406
Seattle, WA 98109
Phone: 206.216.3445
Toll Free: 888.283.2221 ext 1245
Fax: 206.284.6317
Direct Line: 206.216.3445
Email: Ricklie@StickwithStone.com
Real estate is my full-time business and my passion. I am deeply committed to serving your needs -- focusing on your goals, explaining your options, and providing you with the information you need to make informed decisions. My goal is your total satisfaction, your referrals, and your repeat business. My clients get the results they need AND we have fun in the process of buying and selling their home! That's what I strive for in every real estate transaction I'm involved in. Whether you're planning on buying, selling, or you just have a question, feel free to call the Realtor you'll want to stick with, Ricklie Stone. From the Mountains to the Sound, "Stick with Stone" for all your real estate needs. You'll be glad you did.

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